This policy covers business premises/business stock/residential, furniture, fixtures and fittings against fire and allied perils its classified into:

• • Fire and perils.
• • Industrial all risks.
• • Fire consequential loss (loss of income).
• • Stock floater etc.

Available for distributors of various goods. The policy provides cover for goods whilst in any one building or premises for fire and burglary risks.

Policy is taken by business owners to cover their property for all risks occasioned by fire, malicious damage, power fault and Acts of God. Quotation is determined by current sum insured of the property, fixtures and fittings .

Section (a): Covers material damage of the insured’s property e.g. buildings, plant & machinery, stocks, furniture fixtures & fittings etc.

Section (b): Covers the consequential loss e.g. gross profit, wages and auditors fees.